:root{
  --primary:#0f2a44;
  --accent:#1f6ae1;
  --bg:#f6f8fb;
  --text:#1b2430;
  --muted:#6b7a90;
  --white:#ffffff;
  --border:#e6ebf2;
}
*{box-sizing:border-box;margin:0;padding:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Inter,Arial,sans-serif}
body{color:var(--text);background:var(--bg);line-height:1.65}
a{text-decoration:none;color:inherit}
.container{max-width:1150px;margin:0 auto;padding:0 20px}

header{background:var(--white);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:10}
.nav{display:flex;justify-content:space-between;align-items:center;min-height:72px;gap:16px}
.logo{font-size:28px;font-weight:800;color:var(--primary);letter-spacing:.4px;display:flex;align-items:center;gap:10px}
.logo small{display:block;font-size:12px;font-weight:700;color:var(--muted);letter-spacing:.6px}
.navlinks{display:flex;gap:18px;align-items:center;flex-wrap:wrap}
.navlinks a{color:var(--primary);font-weight:650;font-size:14px;padding:8px 10px;border-radius:8px}
.navlinks a.active{background:#eef4ff;color:var(--accent)}
.navlinks a.btn{background:var(--accent);color:#fff;padding:10px 14px;border-radius:8px;font-weight:700}

.hero{padding:84px 0;background:linear-gradient(180deg,#ffffff 0%,#f2f6fc 100%)}
.hero.center{text-align:center}
.hero h1{font-size:44px;margin-bottom:14px;color:var(--primary);line-height:1.12}
.hero p{max-width:820px;color:var(--muted);font-size:18px}
.hero.center p{margin:0 auto 26px}
.hero .cta{display:inline-flex;gap:14px;flex-wrap:wrap;justify-content:center}
.btn-primary{background:var(--accent);color:#fff;padding:14px 22px;border-radius:10px;font-weight:750;display:inline-block}
.btn-secondary{background:#e9effa;color:var(--primary);padding:14px 22px;border-radius:10px;font-weight:750;display:inline-block}

section{padding:66px 0;background:var(--bg)}
section.white{background:#fff}
.section-title{text-align:center;font-size:32px;margin-bottom:10px;color:var(--primary)}
.section-subtitle{text-align:center;max-width:860px;margin:0 auto 46px;color:var(--muted)}

.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:22px}
.card{background:#fff;padding:26px;border-radius:14px;border:1px solid var(--border)}
.card h3{margin-bottom:10px;color:var(--primary);font-size:20px}
.card p{color:var(--muted);font-size:15px}
.card ul{margin-top:10px;padding-left:18px;color:var(--muted);font-size:14px}
.card ul li{margin:6px 0}

.kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px}
.kpi{background:#fff;border:1px solid var(--border);border-radius:14px;padding:22px}
.kpi strong{color:var(--primary);font-size:18px;display:block;margin-bottom:6px}
.kpi span{color:var(--muted);font-size:14px}

.split{display:grid;grid-template-columns:1.15fr .85fr;gap:26px;align-items:start}
@media (max-width:900px){.split{grid-template-columns:1fr}}

.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:22px}
.step{background:#fff;padding:24px;border-radius:14px;border:1px solid var(--border)}
.step span{display:inline-block;font-weight:900;color:var(--accent);margin-bottom:8px}
.step p{color:var(--muted)}

.cta-block{background:var(--primary);color:#fff;text-align:center;padding:78px 20px}
.cta-block h2{font-size:34px;margin-bottom:10px}
.cta-block p{margin-bottom:22px;opacity:.92;max-width:860px;margin-left:auto;margin-right:auto}

.form{background:#fff;border:1px solid var(--border);border-radius:14px;padding:22px}
.form label{font-weight:700;color:var(--primary);font-size:14px}
.form input,.form textarea,.form select{
  width:100%;margin:8px 0 16px;padding:12px 12px;border:1px solid var(--border);
  border-radius:10px;background:#fff;font-size:14px
}
.form button{border:none;cursor:pointer}

footer{background:#0b1e33;color:#c9d6e6;padding:40px 0}
.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px}
footer h4{margin-bottom:10px;color:#fff}
footer p,footer a{font-size:14px;color:#c9d6e6}
.bottom{text-align:center;margin-top:26px;font-size:13px;opacity:.84}